- shocksss wrote:
- I called my insurance adjuster and told him that i called the insurance bureu regarding my case and trying to get a second opinion on this matter, i didnt know that its my right to choose to store my car back in my place which he didnt give that option to me earlier. And i am still entitled with the car even if its salvaged or not which is again he clearly insist that i CANT keep the car. As soon he heard about it he gave me a excuse that he is driving right now and he will call me back again later today. I cant believe this people trying to take advantage from me.. Ive been loyal to them for almost 9 years and this is what i will get from them...im still going to call my bank today to inform them that my car was totalled and my insurance will pay what i still owe from them..
hey I was reading about your loss before, sorry that sucks bro! but about the insurance, had to jump in here to tell you it's all a game to that adjuster. The inside story is that they get bonuses and extra commission so to speak if they adjust you lower than what you should get paid. Because if the insurance can pay less, they make more money. It's a twisted industry indeed. That guy will play so many games, tell so many lies, all based on HURRY UP AND GET THIS DONE NOW!! WE CANNOT WAIT!.. I remember I played this game with an adjuster before, wanted to give me black book for a car I just got 6 months before.
here I paid 9k six months before and the guy only wanted to give me $2500 six months later? You gotta be kidding me. Oh yeah guy was telling me that his offer is all the company would give me, and either I took his offer or I got nothing. All lies, of course. What people don't know is that you can go above the adjuster, you can even sue the insurance company. Those things they don't want you to know because since your car was your baby (they can tell you really cared about the car, since most people think they can be HONEST with the insurance company and tell them all about how they cared for the car, etc).. they use this vulnerable time against you.
I do like the idea of moving the car to storage until you decide their offer is good enough to take. Oh back to the 6 month old car that was totalled the guy was getting pressure from his higher ups since it was not resolved 5-6 weeks after the accident! I held out and got the $9k back! So just remember what this guy says it's not in your best interest, it's in his best interest and the insurance company's best interest!
Yes you can keep a salvage car, the insurance company DOES NOT OWN your car at all, the bank does. But as you're finding out, they're leaving a lot out. Good lesson that you can share this with everyone here, people need to know what it's like. Not that we want to lose our cars but need to know what to expect from insurance.
Again bro, sorry about your loss, but it pisses you off that it's bad enough it was stolen then you get some slimy insurance guy (reminds me of used car salesmen) trying to lie to you. don't let this guy pressure you, let him wait.. they have to pay you, that's why you have insurance.